Will travel insurance cover missed flight?
There is no definite yes or no answer to missed flights covered by travel insurance, but in short, you would be covered if you missed your flight. Travel insurance usually doesn’t cover you if you miss your connecting flight due to a delay caused by the airline. In this case, the airline is responsible for arranging an alternative flight for your return. There are many reasons why you could miss a connecting flight — most of which are out of your control.
Perhaps your first plane is delayed due to mechanical problems and you take off three hours later than expected. Or maybe there is bad weather that causes the first leg of your flight to be cancelled. In these situations, missed connection coverage can provide reimbursement of unused tickets and additional transportation costs to make up for your itinerary if you miss your connection by three hours or more. In short, missed connection coverage can provide the financial protection you need — and the travel assistance you want — if things go wrong.
There is no definite yes or no answer to missed flights covered by travel insurance, but in short, you would be covered if you missed your flight for an insured reason. However, it should be noted that coverage for missing flights is usually not included in standard travel insurance. Most insurers offer you the option to add it at an additional cost. In addition to compensation for missed flights, travel insurance can cover travel disruptions and cancellations of various types. To claim your travel insurance coverage for a missed flight, you must be able to prove that you missed your flight due to matters beyond your control.
For example, many travelers miss flights for many reasons and some of these reasons are covered by travel insurance, others are not. Travel insurance with missed connection coverage can provide you with a safety net if you’re not on board at the start of your flight. Even the most basic travel insurance covers you for missed flights and delays, as long as it’s due to a reason stated in your policy. If your policy covers a missed departure, your travel insurance will contribute to reasonable accommodation costs if the next available flight is not until the next day.
Travel insurance doesn’t cover missed flights, no matter what causes you to miss your flight. Travel insurance coverage for missed flights is limited to trip cancellation and interruption, such as if you missed your scheduled flight and are now forced to cancel your trip or you are unable to get home. In most cases, Missed Flight Travel Insurance only provides coverage for flights that have been missed due to circumstances beyond your control. Typically, travel insurance covers you for missed flights and travel delays, unless it’s your fault or your airline.